Junior Credit Officer / Lending Associate | Growing Non-Bank Lender
Salary: $90,000 – $100,000 + Super + Discretionary Bonus
Location: Double Bay (Modern office, close to public transport and cafes)
Culture: Highly collaborative, supportive, and growth-focused
About the Company
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We are partnering with a well-capitalised, fast-growing non-bank lender dedicated to helping senior Australians unlock home equity. The business combines a strong commercial footprint with a genuine commitment to their clients, supported by a highly collaborative and social team culture.
About the Role
Working directly alongside the Head of Credit, you will play a key role in evaluating loan applications and managing portfolio risk.
You do not need prior experience as a signed-off Credit Assessor. We are looking for an ambitious professional with foundational experience in the mortgage space—whether from mortgage processing, settlements, broker support, or lending customer service—who is ready to step up into credit decisioning.
Key Responsibilities:
Credit Assessment: Review and evaluate loan applications against responsible lending policies and guidelines.
Policy & Reporting: Partner with the Head of Credit to refine internal policies and build out portfolio risk reporting as the business scales.
Team Collaboration: Act as a point of contact for middle-office teams to resolve document verification issues and loan eligibility queries.
Compliance & Growth: Assist with enterprise risk management and process improvement initiatives.
What We Are Looking For:
Mortgage Industry Knowledge: Essential experience within the home lending or mortgage space, with a solid understanding of standard documentation.
Analytical Mindset: High attention to detail, strong problem-solving skills, and a desire to learn credit assessment.
Communication & Empathy: Ability to articulate lending decisions clearly and maintain an empathetic approach given the demographic of the customer base.
Proactive Attitude: A driven individual who thrives in a fast-paced environment and is looking for long-term career progression.
What’s on Offer:
Competitive salary package + bonus structures + employee share options.
Direct mentoring from an experienced Head of Credit.
Vibrant Double Bay location with regular team social events.
- Great company with passion and drive
To Apply
Please APPLY NOW or send your updated CV directly to lavender.pham@randstad.com.au
At Randstad, we are passionate about providing equal employment opportunities and embracing diversity to the benefit of all. We actively encourage applications from any background.