senior credit analyst

This is a rare opportunity for a Senior Credit Analyst who thrives on financial analysis, risk management, and strategic growth to join our team in the heart of Wollongong. Are you looking to advance your finance career without having to travel to Sydney?

You'll manage a diverse portfolio, requiring expertise in both Consumer and Commercial lending to support our client’s strategic risk management and credit operations. You'll step into a critical role in the credit life-cycle, from initial assessment to presenting recommendations, backed by strong leadership and a culture that values ambition, inclusion, and success.

• Work right in the heart of Wollongong, no Sydney commute required!
• Enjoy performance based incentives.
• Clear opportunities to contribute to policy development and support the Chief Risk Officer.
• Work closely with Sales, Enablement, and senior management in a disciplined, process-driven environment.
• 9:00 AM to 5:30 PM, Monday to Friday.

• Critically evaluating business financials, including P&L, balance sheets, tax returns, and cash flow.
• Using sophisticated credit models to accurately score business applicants and clients for credit facilities.
• Ensuring all activities align with the Australian regulatory environment, specifically NCCP and Responsible Lending obligations.
• Preparing detailed credit memos and presenting structures, terms, and conditions to senior management and credit committees.
• Working closely with Sales and Enablement teams to assess risk and provide advice on ad hoc credit queries.
• Contributing to the continuous improvement of credit policies and supporting the Chief Risk Officer with reporting requirements.

• A minimum of 3+ years in credit analysis across both consumer and commercial lending sectors.
• A Bachelor’s degree in Accounting (preferred), Finance (preferred), Business, or Commerce.
• Well versed in Australian consumer credit laws and regulations
• Advanced ability to interpret complex financial data and proficiency in MS Word and Excel.
• Excellent written and verbal skills for report preparation and stakeholder presentations.
• Superior attention to detail, strong problem-solving skills, and the ability to multitask in a disciplined, in-office environment.

Join a growing and dynamic team dedicated to excellence in risk management and credit operations. We are known for developing high performers, promoting from within, and recognising hard work. You'll be supported by market-leading tools, strong leadership, and a collaborative environment that sets you up to deliver results fast.

If this Senior Credit Analyst role in Wollongong sounds like your next move, click Apply Now for a confidential conversation.

At Randstad, we are passionate about providing equal employment opportunities and embracing diversity to the benefit of all. We actively encourage applications from any background.