senior manager - business credit controls in Sydney

darren ruane, randstad
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sydney, new south wales
banking & financial services
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darren ruane, randstad
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job description

Senior Analyst – Business Credit Controls

Position Overview:

This newly created position is to provide detailed credit analysis and insights to support the Consumer Finance (Credit Cards, Personal Loans & Payments) Line of Business to optimise acquisition and portfolio performance, balancing commercial and customer needs, credit risk and non-financial risk.

Job Responsibilities:

  • Partner with the Line of Business to provide detailed analysis to develop, support and monitor strategies for both acquisition and account management. This could include scenario analysis to optimize approval rates, assessment of the impacts of change (e.g. regulatory), providing data driven insights to promote changes to products, target market, customer segments, systems and processes, policy, risk appetite etc.
  • Provide analysis and recommendations to achieve and maintain sustainable risk adjusted return, remaining within both financial and non-financial risk appetite (e.g. credit, operational, compliance and reputational).
  • Provide support to the Line of Business in managing their credit risk profile, including defining and operationalising relevant RAS metrics, in line with risk appetite.

Experience and Qualifications needed

5- 10 years’ experience in data analytics/data science within banking or financial services

Exposure to/understanding of data lineage, origination & account management systems, big data platforms, relational databases

Excellent technical skills in SAS, SQL

We are also looking for a demonstrated ability to perform both macro and micro analysis and present data and insights in clear, intuitive

What’s On Offer

With a generous remuneration package you will have education and volunteer leave to learning benefits and banking discounts

To apply online please click the 'Apply' button below or send to Darren Ruane at

At Randstad, we are passionate about providing equal employment opportunities and embracing diversity to the benefit of all. We actively encourage applications from any background.


Credit Risk, analytics



educational requirements

Master's Degree