credit verification in Melbourne

posted
contact
maysel gutierrez, randstad
job type
permanent

job details

posted
location
melbourne, victoria
specialism
banking & financial services
job type
permanent
working hours
Full-Time
experience
1 year
reference number
90M0393909_1564551449
contact
maysel gutierrez, randstad
Apply with

job description

The role:

This role is responsible for performing a range of Credit verification activities to ensure customer information submitted by Lenders is accurate, serviceability is evident and in accordance with compliance. This is a key role to ensure responsible lending obligations are met prior to sending through to Credit Assessment for a decisioning.

The individual:

Seeking an individual who has experience and a passion for credit, strong attention to detail and the capabilities to analyst documents effectively and in an efficient manner. Availability to work between 8am and 7pm is desired and can be discussed at interview.

Responsibilites are:

  • Confirming all compliance requirements are met within policy, procedure and statutory requirements to maximise efficiency and minimise lending risk. This includes KYC/AML requirements.
  • Analysing key credit related documentation including but not limited to income documents, credit bureau reports, expenses, bank statements and identification requirements.
  • Ensuring all necessary supporting documents are identified and verified with clear submission notes captured for Credit Assessment including meeting minimum standards.
  • Deliver exceptional customer service in line with service levels.
  • Liaise with internal staff including Credit Assessors, BDMs and external 3rd parties – Brokers, Mortgage Managers.
  • Proactively manage risk, adhering to process and procedures pertinent to role; and escalate events, issues or breaches as they are identified.

Experience required:

  • Understanding credit policy, procedure and statutory requirements pertaining to home lending.
  • Previous credit verification experience.
  • Understanding of Banking/Finance by having previously held a role in a financial institution ideally in Home Lending (Mortgages) segment.
  • Attention to detail and ability to analyse/understand key credit related documentation including but not limited to income documents, credit bureau reports, bank statements and identification requirements.
  • Preferably have a tertiary degree in Business or Commerce but not mandatory.

To be eligible to apply, you must have Australian or New Zealand citizenship or permanent residency status. Should you meet eligibilty please apply above.

At Randstad, we are passionate about providing equal employment opportunities and embracing diversity to the benefit of all. We actively encourage applications from any background.

skills

Credit, assessment, associate, verification, compliance

qualification

Understanding credit policy, procedure and statutory requirements pertaining to home lending
Previous credit verification experience
Understanding of Banking/Finance within home lending

educational requirements

Bachelor Degree